1324 1st Street N Saint Cloud, MN - Image 11324 1st Street N Saint Cloud, MN - Image 21324 1st Street N Saint Cloud, MN - Image 31324 1st Street N Saint Cloud, MN - Image 41324 1st Street N Saint Cloud, MN - Image 51324 1st Street N Saint Cloud, MN - Image 61324 1st Street N Saint Cloud, MN - Image 71324 1st Street N Saint Cloud, MN - Image 81324 1st Street N Saint Cloud, MN - Image 91324 1st Street N Saint Cloud, MN - Image 101324 1st Street N Saint Cloud, MN - Image 111324 1st Street N Saint Cloud, MN - Image 121324 1st Street N Saint Cloud, MN - Image 131324 1st Street N Saint Cloud, MN - Image 141324 1st Street N Saint Cloud, MN - Image 151324 1st Street N Saint Cloud, MN - Image 161324 1st Street N Saint Cloud, MN - Image 171324 1st Street N Saint Cloud, MN - Image 181324 1st Street N Saint Cloud, MN - Image 191324 1st Street N Saint Cloud, MN - Image 201324 1st Street N Saint Cloud, MN - Image 211324 1st Street N Saint Cloud, MN - Image 221324 1st Street N Saint Cloud, MN - Image 231324 1st Street N Saint Cloud, MN - Image 241324 1st Street N Saint Cloud, MN - Image 251324 1st Street N Saint Cloud, MN - Image 261324 1st Street N Saint Cloud, MN - Image 271324 1st Street N Saint Cloud, MN - Image 281324 1st Street N Saint Cloud, MN - Image 291324 1st Street N Saint Cloud, MN - Image 30

$239,000

7 Beds 2 / 1 Full / Half Baths 3,492 SQFT 0.19 Acres
Type: Multi-Family

1324 1st Street N
Saint Cloud, MN 56303

MLS#: 7102225
Najmo Ismail
Najmo Ismail
The Real Estate Advantage
Realtor
Office: 952.470.7600
Presented by: eXp Realty

Property Description

 

Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3,500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs. Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential. NOTE: Some photos have been virtually staged to show some design potential.


 

Interior Features

Bedrooms

Total Bedrooms7

Bathrooms

Total Baths3

Other Interior Features

Above Grade Finished Area2,821 sqft
BasementEgress Window(s), Finished, Full
Basement (Y/N)Yes
Below Grade Finished Area671 sqft
FuelNatural Gas
Garage Square Feet0

General

AccessibilityNone
Additional Parcels Y/NNo
CitySaint Cloud
ContingencyNone
CountyStearns
DirectionsW St. Germain St to 14th Ave N, go left
Electric Expense0
Fuel Expense0
Garage Spaces0
Gross Income0
HeatingForced Air
High School DistrictSt. Cloud
Insurance Expense0
Land Lease Y/NNo
Lender OwnedNo
LevelsTwo
Living Area3,492 sqft
Lot Size UnitsAcres
MaintenanceExpense0
Net Operating Income0
New ConstructionNo
Number Of Units Total2
Operating Expense0
OwnerPaysSewer, Taxes, Water
Pool FeaturesNone
PostalCitySaint Cloud
Property SubtypeDuplex Up and Down
Property TypeResidential Income
RoofAsphalt
SewerCity Sewer/Connected
Standard StatusActive
Tax Annual Amount$2,310
Tax Year2026
Tenant PaysElectricity, Fuel, Gas
Trash Expense0
Water Sewer Expense0
Year Built1910
Zoning DescriptionResidential-Multi-Family

Exterior

Building Area Total3,800 sqft
FencingNone
Foundation Area1,802 sqft
Lot Dimensions83x102
Lot FeaturesCorner Lot, Tree Coverage - Light
Lot Size Area0 sqft
Parking FeaturesAsphalt, Paved Lot
Road Frontage TypeCurbs, Paved Streets, Sidewalks
Water SourceCity Water/Connected
Waterfront Y/NNo

Additional Details

Price History

Schools 

High School N/A
Middle School N/A
Elementary School N/A

  

Similar Properties

$239,000

7 Beds 2 / 1 Full / Half Baths 3,492 SQFT 0.19 Acres
Type: Multi-Family

1324 1st Street N
Saint Cloud, MN 56303

MLS#: 7102225
Najmo Ismail
Najmo Ismail
The Real Estate Advantage
Realtor
Office: 952.470.7600