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$367,900

4 Beds 2 Baths 1,820 SQFT 0.14 Acres
Type: Single Family

7648 BENT TREE LOOP
ST CLOUD, FL 34771

MLS#: O6416153
Danielle Macdonald
Danielle Macdonald
The Real Estate Advantage
Agent
Phone: 612.850.6405
Presented by: ADAMS HOMES REALTY, INC with 850-469-0977. - 850-469-0977

Property Description

 

SAVE UP TO APPROXIMATELY $2,401.90 YEARLY IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7648 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $367,900, this move-in-ready Adams Home features water and conservation views. This 4-bedroom, 2-bath 1820C plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $367,900 WATER AND CONSERVATION VIEWS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.


 

Interior Features

Bedrooms

Total Bedrooms4

Bathrooms

Half Baths0
Total Baths2

Other Interior Features

LivingAreaSource0 sqft
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet, Ceramic Tile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s)
Laundry FeaturesInside

General

Additional Parcels Y/NNo
AppliancesDishwasher, Microwave, Range
Assoc Fee Paid PerMonthly
Association NamePedro Gutierrez
Attached Garage Yes
Building Area Units0 sqft
Carport Y/NNo
CityST CLOUD
Construction MaterialsBlock, Concrete
CoolingCentral Air
CountyOsceola
DirectionsFrom Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.
Elementary SchoolHarmony Community School (K-5)
Facing DirectionSouthwest
Flood Zone CodeX500
Flood Zone Code X500Y
Full Baths2
Garage Spaces2
Garage Y/NYes
HOA Fee$68
HeatingElectric
High SchoolHarmony High
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
LevelsOne
Living Area Units0 sqft
Lot Size Square Feet6098
Lot Size UnitsSquare Feet
MLS Area34771 - St Cloud (Magnolia Square)
Middle/Junior High SchoolHarmony Middle
Minimum Lease8-12 Months
Monthly HOA Amount$68
New ConstructionYes
Occupancy TypeVacant
OwnershipFee Simple
Pets AllowedCats OK, Dogs OK
Property ConditionCompleted
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPrivate Sewer
Standard StatusActive
StatusActive
Subdivision NameHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
Tax Annual Amount$831
Tax Lot8
Tax Year2025
Total Rooms7
UtilitiesCable Available, Electricity Available
Virtual TourClick here
Water Access Y/NNo
Water View Y/NNo
Year Built2026
ZoningX

Exterior

Building Area Total2,189 sqft
Covered Spaces2
Exterior AmenitiesBalcony, Garden
Foundation DetailsConcrete Perimeter
Lot Size Acres0.14
Lot Size Area6,098 sqft
Private PoolNo
Road Surface TypeAsphalt
Water SourcePrivate
Waterfront Y/NNo

Additional Details

Price History

  

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$367,900

4 Beds 2 Baths 1,820 SQFT 0.14 Acres
Type: Single Family

7648 BENT TREE LOOP
ST CLOUD, FL 34771

MLS#: O6416153
Danielle Macdonald
Danielle Macdonald
The Real Estate Advantage
Agent
Phone: 612.850.6405