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$366,900

3 Beds 2 Baths 1,780 SQFT 0.14 Acres
Type: Single Family

7642 BENT TREE LOOP
ST CLOUD, FL 34773

MLS#: O6418564
Whitney Meester
Whitney Meester
The Real Estate Advantage
Agent
Phone: 612.245.6170
Office: 952.898.5800
Presented by: ADAMS HOMES REALTY, INC with 850-469-0977. - 850-469-0977

Property Description

 

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900 CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.


 

Interior Features

Bedrooms

Total Bedrooms3

Bathrooms

Half Baths0
Total Baths2

Other Interior Features

LivingAreaSource0 sqft
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet, Tile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry FeaturesLaundry Room

General

Additional Parcels Y/NNo
AppliancesDishwasher, Electric Water Heater, Microwave, Range
Assoc Fee Paid PerAnnually
Association NamePedro Gutierrez
Attached Garage Yes
Building Area Units0 sqft
Carport Y/NNo
CityST CLOUD
Community FeaturesPool
Construction MaterialsBlock, Stucco
CoolingCentral Air
CountyOsceola
DirectionsFrom Narcoossee Road, take 192 E. for 8 miles towards Melbourne, continue past Harmony, high school and Harmony, Maine, harmony Central would be located on your left
Elementary SchoolHarmony Community School (K-5)
Facing DirectionEast
Flood Zone CodeX 500
Flood Zone Code XY
Full Baths2
Garage Spaces2
Garage Y/NYes
HOA Fee$904
HeatingElectric
High SchoolHarmony High
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7
LevelsOne
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
Living Area Units0 sqft
Lot Size Square Feet6098
Lot Size UnitsSquare Feet
MLS Area34773 - St Cloud (Harmony)
Middle/Junior High SchoolHarmony Middle
Minimum Lease7 Months
Monthly HOA Amount$75
New ConstructionYes
Occupancy TypeVacant
OwnershipFee Simple
Pets AllowedYes
Property ConditionCompleted
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameHARMONY CENTRAL PH 2
Tax Annual Amount$831
Tax Lot7
Tax Year2025
Total Rooms6
UtilitiesCable Available, Electricity Connected, Water Connected
Virtual TourClick here
Water Access Y/NNo
Water View Y/NNo
Year Built2026
ZoningX 500

Exterior

Building Area Total2,122 sqft
Covered Spaces2
Exterior AmenitiesIrrigation System, Sidewalk
Foundation DetailsSlab
Lot Size Acres0.14
Lot Size Area6,098 sqft
Parking FeaturesDriveway
Private PoolNo
Road Surface TypeAsphalt
Water SourcePublic
Waterfront Y/NNo

Additional Details

Price History

  

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$366,900

3 Beds 2 Baths 1,780 SQFT 0.14 Acres
Type: Single Family

7642 BENT TREE LOOP
ST CLOUD, FL 34773

MLS#: O6418564
Whitney Meester
Whitney Meester
The Real Estate Advantage
Agent
Phone: 612.245.6170
Office: 952.898.5800