440 OLIVE CONCH STREET RUSKIN, FL - Image 1440 OLIVE CONCH STREET RUSKIN, FL - Image 2440 OLIVE CONCH STREET RUSKIN, FL - Image 3440 OLIVE CONCH STREET RUSKIN, FL - Image 4440 OLIVE CONCH STREET RUSKIN, FL - Image 5440 OLIVE CONCH STREET RUSKIN, FL - Image 6440 OLIVE CONCH STREET RUSKIN, FL - Image 7440 OLIVE CONCH STREET RUSKIN, FL - Image 8440 OLIVE CONCH STREET RUSKIN, FL - Image 9440 OLIVE CONCH STREET RUSKIN, FL - Image 10440 OLIVE CONCH STREET RUSKIN, FL - Image 11440 OLIVE CONCH STREET RUSKIN, FL - Image 12440 OLIVE CONCH STREET RUSKIN, FL - Image 13440 OLIVE CONCH STREET RUSKIN, FL - Image 14440 OLIVE CONCH STREET RUSKIN, FL - Image 15440 OLIVE CONCH STREET RUSKIN, FL - Image 16440 OLIVE CONCH STREET RUSKIN, FL - Image 17440 OLIVE CONCH STREET RUSKIN, FL - Image 18440 OLIVE CONCH STREET RUSKIN, FL - Image 19440 OLIVE CONCH STREET RUSKIN, FL - Image 20440 OLIVE CONCH STREET RUSKIN, FL - Image 21440 OLIVE CONCH STREET RUSKIN, FL - Image 22440 OLIVE CONCH STREET RUSKIN, FL - Image 23440 OLIVE CONCH STREET RUSKIN, FL - Image 24440 OLIVE CONCH STREET RUSKIN, FL - Image 25440 OLIVE CONCH STREET RUSKIN, FL - Image 26440 OLIVE CONCH STREET RUSKIN, FL - Image 27440 OLIVE CONCH STREET RUSKIN, FL - Image 28440 OLIVE CONCH STREET RUSKIN, FL - Image 29440 OLIVE CONCH STREET RUSKIN, FL - Image 30440 OLIVE CONCH STREET RUSKIN, FL - Image 31440 OLIVE CONCH STREET RUSKIN, FL - Image 32440 OLIVE CONCH STREET RUSKIN, FL - Image 33440 OLIVE CONCH STREET RUSKIN, FL - Image 34440 OLIVE CONCH STREET RUSKIN, FL - Image 35440 OLIVE CONCH STREET RUSKIN, FL - Image 36440 OLIVE CONCH STREET RUSKIN, FL - Image 37440 OLIVE CONCH STREET RUSKIN, FL - Image 38440 OLIVE CONCH STREET RUSKIN, FL - Image 39440 OLIVE CONCH STREET RUSKIN, FL - Image 40440 OLIVE CONCH STREET RUSKIN, FL - Image 41440 OLIVE CONCH STREET RUSKIN, FL - Image 42440 OLIVE CONCH STREET RUSKIN, FL - Image 43440 OLIVE CONCH STREET RUSKIN, FL - Image 44440 OLIVE CONCH STREET RUSKIN, FL - Image 45440 OLIVE CONCH STREET RUSKIN, FL - Image 46440 OLIVE CONCH STREET RUSKIN, FL - Image 47440 OLIVE CONCH STREET RUSKIN, FL - Image 48440 OLIVE CONCH STREET RUSKIN, FL - Image 49440 OLIVE CONCH STREET RUSKIN, FL - Image 50440 OLIVE CONCH STREET RUSKIN, FL - Image 51440 OLIVE CONCH STREET RUSKIN, FL - Image 52440 OLIVE CONCH STREET RUSKIN, FL - Image 53440 OLIVE CONCH STREET RUSKIN, FL - Image 54440 OLIVE CONCH STREET RUSKIN, FL - Image 55440 OLIVE CONCH STREET RUSKIN, FL - Image 56440 OLIVE CONCH STREET RUSKIN, FL - Image 57440 OLIVE CONCH STREET RUSKIN, FL - Image 58

$425,000

5 Beds 3 Baths 2,522 SQFT 0.11 Acres
Type: Single Family

440 OLIVE CONCH STREET
RUSKIN, FL 33570

MLS#: TB8511817
Karen Lunzer
Karen Lunzer
The Real Estate Advantage
Agent
Phone: 651.307.7925
Office: 651.272.4688
Presented by: EXP REALTY LLC with 813-566-2434. - 813-566-2434

Property Description

 

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)


 

Interior Features

Bedrooms

Total Bedrooms5

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

LivingAreaSource0 sqft
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet, Tile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCrown Molding, Stone Counters, Walk-In Closet(s)
Laundry FeaturesLaundry Room

General

Additional Parcels Y/NNo
AppliancesBuilt-In Oven, Refrigerator
Assoc Fee Paid PerMonthly
Association NameINFRAMARK
Attached Garage No
Building Area Units0 sqft
Carport Y/NNo
CityRUSKIN
Construction MaterialsBlock, Brick
CoolingCentral Air
CountyHillsborough
DirectionsFrom I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.
DockY/NNo
ElectricPhotovoltaics Seller Owned
Elementary SchoolRuskin-HB
Facing DirectionNorth
Flood Zone CodeAE
Full Baths3
Garage Spaces2
Garage Y/NYes
Green Energy GenerationSolar
HOA Fee$8
HeatingCentral
High SchoolLennard-HB
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionSHELL COVE PHASE 1 LOT 386
LevelsOne
Living Area Units0 sqft
Lot Size Square Feet5,000 sqft
Lot Size UnitsSquare Feet
MLS Area33570 - Ruskin/Apollo Beach
Middle/Junior High SchoolShields-HB
Minimum LeaseNo Minimum
Monthly HOA Amount$8
New ConstructionNo
Occupancy TypeOwner
OwnershipFee Simple
Pets AllowedYes
Property ConditionCompleted
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameSHELL COVE PH 1
Tax Annual Amount$7,026
Tax Lot386
Tax Year2025
Total Rooms6
UtilitiesOther
Virtual TourClick here
Water Access TypePond
Water Access Y/NYes
Water ViewPond
Water View Y/NYes
Waterfront FeaturesPond
Year Built2020
ZoningPD

Exterior

Building Area Total2,970 sqft
Covered Spaces2
Exterior AmenitiesIrrigation System
Foundation DetailsBlock, Slab
Lot Size Acres0.11
Lot Size Area5,000 sqft
Private PoolNo
Road Surface TypeAsphalt
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Schools 

High School Lennard-HB High School
Middle School Shields-HB Middle School
Elementary School Ruskin-HB Elementary School

  

Similar Properties

$425,000

5 Beds 3 Baths 2,522 SQFT 0.11 Acres
Type: Single Family

440 OLIVE CONCH STREET
RUSKIN, FL 33570

MLS#: TB8511817
Karen Lunzer
Karen Lunzer
The Real Estate Advantage
Agent
Phone: 651.307.7925
Office: 651.272.4688