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$1,695,000

4 Beds 3 Baths 2,266 SQFT 0.21 Acres
Type: Single Family

902 OAKWOOD DRIVE
LARGO, FL 33770

MLS#: TB8524079
Samantha Mushitz
Samantha Mushitz
The Real Estate Advantage
Real Estate Professional
Phone: 612.819.4696
Office: 952.253.5600
Presented by: CHARLES RUTENBERG REALTY INC with 727-538-9200. - 866-580-6402

Property Description

 

Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.


 

Interior Features

Bedrooms

Total Bedrooms4

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

LivingAreaSource0 sqft
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringVinyl
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s), Thermostat
Laundry FeaturesLaundry Closet
Total Stories1

General

Additional Parcels Y/NNo
AppliancesDishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
Assoc Fee Paid PerAnnually
Association Fee IncludesTrash
Association NameProfessional Condo Concepts
Attached Garage Yes
Building Area Units0 sqft
Carport Y/NNo
CityLARGO
Community FeaturesPark
Construction MaterialsBlock
CoolingCentral Air
CountyPinellas
DirectionsFrom Indian Rocks and West Bay Drive, head south. Turn right onto Oakwood Drive, over bridge and home is on the right.
DockY/NYes
Facing DirectionSouth
Flood Zone CodeAE
Full Baths3
Garage Spaces2
Garage Y/NYes
HOA Fee$420
HeatingCentral
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionHARBOR BLUFFS SEC 4 LOT 76
LevelsOne
Listing TermsCash, Conventional, FHA, VA Loan
Living Area Units0 sqft
Lot Size Square Feet8,995 sqft
Lot Size UnitsSquare Feet
MLS Area33770 - Largo/Belleair Bluffs
Minimum Lease8-12 Months
Monthly HOA Amount$35
New ConstructionNo
Occupancy TypeVacant
OwnershipFee Simple
Pets AllowedYes
Pool FeaturesIn Ground
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameHARBOR BLUFFS SEC 4
Tax Annual Amount$12,555
Tax Lot76
Tax Year2025
Total Rooms3
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
ViewWater
Water Access TypeIntracoastal Waterway
Water Access Y/NYes
Water ViewIntracoastal Waterway
Water View Y/NYes
Waterfront FeaturesIntracoastal Waterway
Year Built1960
ZoningR-2

Exterior

Building Area Total2,802 sqft
Covered Spaces2
Exterior AmenitiesLighting, Sliding Doors
Foundation DetailsBlock
Lot Dimensions70 x 96
Lot Size Acres0.21
Lot Size Area8,995 sqft
Private PoolYes
Road Surface TypePaved
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Schools 

High School Hubert H Humphrey Middle School
Middle School N/A
Elementary School Big Hollow Elementary School

  

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$1,695,000

4 Beds 3 Baths 2,266 SQFT 0.21 Acres
Type: Single Family

902 OAKWOOD DRIVE
LARGO, FL 33770

MLS#: TB8524079
Samantha Mushitz
Samantha Mushitz
The Real Estate Advantage
Real Estate Professional
Phone: 612.819.4696
Office: 952.253.5600